Hey there! If you’re an NHS staff member in the UK, you’ve probably heard about the Mutually Agreed Resignation Scheme (or MARS for short). It’s been around for a while, but right now, in late 2025, many trusts are running it actively. People are claiming it to make a big life change with a nice financial boost. Honestly, I feel excited for anyone thinking about this – it can be a real game-changer if you’re ready for something new.
Let me break it down for you in simple words, like we’re chatting over a cup of tea. This isn’t some fancy corporate thing; it’s a practical way for NHS workers to leave on their own terms.
What is the Mars NHS Scheme?
MARS stands for Mutually Agreed Resignation Scheme. It’s basically a voluntary way for you to resign from your NHS job, and in return, your employer gives you a one-off payment (called a severance payment). It’s not the same as redundancy – you’re choosing to go, and the trust agrees because it helps them manage changes, like restructuring or saving costs.
The goal? It creates vacancies that can be filled by staff who might otherwise face redundancy. So, it’s a win for the trust and can be a win for you if you’re thinking of moving on. Many staff are claiming this right now because trusts are offering it more often due to ongoing NHS pressures.
Who is Eligible?
Not everyone can apply – it depends on your trust and their specific rules. But generally, you need:
- At least 12 months of continuous NHS service.
- To be on Agenda for Change terms (most NHS staff are).
- Not in a role that’s protected (like some clinical frontline jobs in certain schemes).
Some trusts exclude doctors or certain clinical staff, while others open it to everyone. The key is: you apply, and the trust decides if they accept you. It’s voluntary, so no pressure – but if your application gets approved, you get a payment up to £80,000 (depending on your salary and length of service).
What Benefits Can You Claim?
The main benefit is a cash payment. It’s calculated based on your salary and years of service – usually something like 1-2 weeks’ pay per year worked, but capped. For example, if you’ve been there 10 years on a decent salary, it could be a solid lump sum.
Other perks:
- You can often access your NHS pension early (if you’re at minimum pension age, like 55 for many).
- It might help you avoid compulsory redundancy if changes are coming.
- Some people use it to retire early or start a new career.
I know a few colleagues who claimed this last year – one bought a house with the money, another travelled for months. It feels freeing, right?
How to Apply
Applying is pretty straightforward:
- Check your trust’s intranet or speak to HR – they announce when the scheme is open (often for a short window, like a few weeks).
- Fill in an expression of interest form.
- If accepted, you’ll get a settlement agreement (like a contract to sign).
- Get independent legal advice (your trust usually pays for it).
- Agree on a leaving date, and boom – payment comes after you leave.
Always read the small print! It might affect your pension, benefits, or even rejoining the NHS later.
What Are the Real Benefits Right Now?
Right now in 2025, many NHS staff are claiming because:
- Trusts are facing budget squeezes, so they’re offering MARS to avoid forced redundancies.
- The payment can be tax-free up to certain limits (check with an advisor).
- It gives you control – no waiting for redundancy.
- If you’re tired of the long shifts and stress, this could be the push to start fresh.
I’ve seen friends feel so relieved after claiming it. One said, “It was scary at first, but now I have time for my family and hobbies – best decision ever!”
Conclusion
If you’re feeling stuck in your role or dreaming of a change, the Mars NHS Scheme could be perfect for you. It’s not for everyone, but for those who qualify and want it, it’s a real opportunity. Talk to HR or a union rep today – don’t miss out if your trust is running it right now.
Stay safe, take care of yourselves, and remember: you deserve to be happy in your work and life. If you’ve claimed it or are thinking about it, I’d love to hear your story in the comments!
