Cheap Car Insurance For Young Drivers: 7 Ways To Save In UK, USA And India

As a minimum, here in the UK, USA And India you have to have at least third-party cover. But if you’re a young driver looking to reduce your premiums, here are seven key ways you could save

7 ways you can save – Cheap car insurance for young drivers

Cheap Car Insurance For Young Drivers: 7 Ways To Save In UK, USA And India

7 ways you can save back box car insurance Since risk and inexperience are two main reasons why young drivers’ car insurance policies are so high, one way to reduce them is to prove you are a safe driver. And you can do this by taking out telematics or “black box” car insurance. This type of policy involves having a black box fitted into your car which monitors your driving performance. The idea is the safer you drive, the lower your premiums. It’s worth noting that some black box policies come with curfews and restrictions on how far away from your registered home you can drive. And, if you’re genuinely not a safe driver, your premiums will go up.

Temporary car insurance If you only use your car when you’re back from university or visiting family and friends and need to borrow their car, consider getting temporary car insurance. With temporary car insurance, you can insure your car for short periods of time, usually between 1 and 28 days. Getting your parents involved Adding yourself to your parent’s policy, or adding them to yours, can help lower premiums because of their age and experience. Some insurers will also offer a multi-car discount. Be aware that it is illegal in the UK to list yourself as a named driver, if you are in fact the main driver, to take advantage of lower premiums. Only use this hack if it genuinely suits your circumstances. Avoid monthly payments If you can, try to pay your premium off in one blob. Increase your access Increasing your excess, which is the minimum amount you have to pay out towards any claims you make, can make your overall premium cheaper. Just ensure you don’t raise it above an amount that you can afford to pay out of pocket. Choose a small safe car Choosing a small, safe car with easy-to-find parts will help keep costs down as well as increase your car’s security and avoid adding unnecessary modifications. Shop around The best way to get the best deal is to shop around and compare as many policies and providers as you can.

Some insurers will also offer price matches to cheaper policies you find online, so get hunting for those sweet deals. There’s no one policy that guarantees to be cheaper for all young drivers. Check out our full list of ways you can save and compare your policy options at finder.com

What next?

Cheap Car Insurance For Young Drivers: 7 Ways To Save In UK, USA And India

What next? There’s no one policy that guarantees to be cheaper for all young drivers. Check out our full list of ways you can save and compare your policy options at finder.com So, for more information, check this Insurence Article/Post.

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